Memphis Foreclosures by ZIP Code
Midtown’s 38104 and Cordova’s 38016 tied for the most new foreclosure filings of any Memphis-area ZIP code in Q2 2026, at 9 each — followed by 38109, 38111, 38134, and Collierville’s 38017 at 8. The Q1 2026 leader, Frayser’s 38127 (14 filings), fell to 7.
ZIP 38109 in Southwest Memphis closed more completed foreclosure auction sales than any other Memphis ZIP code in Q2 2026 (11 of the 117 sales with a resolvable address), with Frayser’s 38127 second at 10. On the quarter-over-quarter map, the biggest risers were 38134 (Bartlett) +3; 38053 (Millington) +2; 38112 (Binghampton) +2; the biggest declines were 38127 (Frayser) -7; 38106 (South Memphis) -7; 38002 (Arlington) -7. At counts this small a reshuffle can be noise as easily as signal — treat single-quarter moves as indicative, not conclusive.
Every ZIP, ranked — Q2 2026
| ZIP | Area | New filings Q2 2026 | vs. Q1 2026 | New filings Q1 2026 | Completed sales Q2 2026 |
|---|---|---|---|---|---|
| 38016 | Cordova | 9 | ▲ +1 | 8 | 7 |
| 38104 | Midtown Memphis | 9 | ▲ +1 | 8 | 8 |
| 38017 | Collierville | 8 | ▲ +1 | 7 | 1 |
| 38109 | Southwest Memphis | 8 | ▼ -2 | 10 | 11 |
| 38111 | University District | 8 | ▲ +1 | 7 | 8 |
| 38134 | Bartlett | 8 | ▲ +3 | 5 | 5 |
| 38053 | Millington | 7 | ▲ +2 | 5 | 2 |
| 38127 | Frayser | 7 | ▼ -7 | 14 | 10 |
| 38106 | South Memphis | 6 | ▼ -7 | 13 | 6 |
| 38116 | Whitehaven | 6 | ▼ -6 | 12 | 8 |
| 38117 | East Memphis | 6 | ▲ +1 | 5 | 1 |
| 38112 | Binghampton | 5 | ▲ +2 | 3 | 4 |
| 38125 | Southeast Memphis | 5 | ▼ -1 | 6 | 2 |
| 38128 | Raleigh | 5 | — 0 | 5 | 4 |
| 38108 | Nutbush / Hollywood | 4 | ▲ +1 | 3 | 5 |
| 38115 | Hickory Hill | 4 | ▲ +1 | 3 | 5 |
| 38103 | Downtown Memphis | 3 | ▲ +1 | 2 | 3 |
| 38122 | Berclair / Highland Heights | 3 | ▲ +1 | 2 | 3 |
| 38133 | Bartlett | 3 | ▼ -2 | 5 | 2 |
| 38141 | Southeast Shelby | 3 | ▼ -2 | 5 | 1 |
| 38002 | Arlington | 2 | ▼ -7 | 9 | 2 |
| 38018 | Cordova | 2 | ▼ -3 | 5 | 2 |
| 38107 | North Memphis | 2 | ▼ -3 | 5 | 3 |
| 38118 | Parkway Village | 2 | ▼ -7 | 9 | 2 |
| 38135 | Bartlett | 2 | ▼ -2 | 4 | 2 |
| 38028 | Eads | 1 | — 0 | 1 | 0 |
| 38105 | Uptown / Medical District | 1 | ▼ -1 | 2 | 1 |
| 38114 | Orange Mound area | 1 | ▼ -2 | 3 | 3 |
| 38126 | South Memphis | 1 | ▲ +1 | 0 | 1 |
| 38139 | Germantown | 1 | ▼ -2 | 3 | 0 |
| 38011 (outside Shelby — see note) | Atoka (Tipton Co.) | 0 | — 0 | 0 | 1 |
| 38119 | East Memphis | 0 | ▼ -4 | 4 | 3 |
| 38138 | Germantown | 0 | ▼ -6 | 6 | 0 |
| 38344 (outside Shelby — see note) | Huntingdon (Carroll Co.) | 0 | — 0 | 0 | 1 |
ZIP codes resolve for 132 of 237 filings and 117 of 124 completed sales in Q2 2026 (and a comparable share of Q1 records), so this ranking covers resolvable records only — it is indicative rather than a census. These are raw counts, not rates: larger ZIP codes have more homes to lose. Two ZIPs outside Shelby County appear because a recorded instrument’s cross-referenced address resolved there; they are excluded from Shelby-level analysis. Ties are ranked by ZIP number.
How to read this table
A new filing is an Appointment of Substitute Trustee — the recorded document that starts a Tennessee non-judicial foreclosure. It does not mean the home was lost: in every quarter tracked, completed sales ran well below filings, because loans get reinstated, modified, or paid off. A completed sale is a Substitute Trustee’s Deed — the home actually sold at auction. County-wide context, trends, and the full methodology live on the Memphis & Shelby County foreclosure statistics hub and in the quarterly reports (Q2 2026, Q1 2026).
Cite or reuse this ranking
This table is free to republish — news stories, research, classrooms, the web, including commercially — with attribution linking this page. Suggested citation:
As-Is Home Buyer, “Memphis Foreclosures by ZIP Code,” updated September 2026, https://shelby.as-ishomebuyer.com/post/memphis-foreclosures-by-zip-code
To link this page on the web:
<a href="https://shelby.as-ishomebuyer.com/post/memphis-foreclosures-by-zip-code">Memphis Foreclosures by ZIP Code</a>
Terms are CC BY 4.0. The full aggregate dataset (CSV, no sign-up) downloads from the statistics hub.
Where the ZIP comes from
Property ZIP codes come from the property description indexed on the instrument at the Shelby County Register of Deeds (search.register.shelby.tn.us) or, where absent, from the cross-referenced mortgage or deed of trust. Filings resolve at a lower rate than completed sales because a share of appointments cross-reference older book-and-page-era instruments with no indexed address. Full methodology: the current quarterly report.
If your ZIP is on this list and so is your mortgage: free HUD-approved counseling is at the Homeowner’s HOPE Hotline, 888-995-4673, and the steps that can stop a Tennessee foreclosure sale are laid out in how to stop a Memphis foreclosure.
About this page. Maintained by As-Is Home Buyer, a home-buying company that purchases homes directly from Shelby County owners — including owners facing foreclosure — a commercial interest readers should weigh. Built solely from the public records described above; aggregate statistics only, no individual homeowner information. Analysis by Nick Hedberg · (901) 763-6616 · shelby.as-ishomebuyer.com/memphis.
