Memphis Foreclosures by ZIP Code
Frayser’s 38127 recorded the most new foreclosure filings of any Memphis-area ZIP code in Q3 2026 (15), followed by Southeast Memphis’s 38125 (13), Southwest Memphis’s 38109 (12), the University District’s 38111 (11), and East Memphis’s 38119 (10). The Q2 2026 co-leader, Midtown’s 38104 (9 filings), fell to 5.
ZIP 38109 in Southwest Memphis closed more completed foreclosure auction sales than any other Memphis ZIP code in Q3 2026 (14 of the 144 sales with a resolvable address), with Frayser’s 38127 and the University District’s 38111 next at 10 each. On the quarter-over-quarter map, the biggest risers were 38119 (East Memphis) +10; 38127 (Frayser) +8; 38125 (Southeast Memphis) +8; 38114 (Orange Mound area) +8; the biggest declines were 38106 (South Memphis) -5; 38104 (Midtown Memphis) -4; 38017 (Collierville) -3; 38053 (Millington) -3. At counts this small a reshuffle can be noise as easily as signal — treat single-quarter moves as indicative, not conclusive.
Every ZIP, ranked — Q3 2026
| ZIP | Area | New filings Q3 2026 | vs. Q2 2026 | New filings Q2 2026 | Completed sales Q3 2026 |
|---|---|---|---|---|---|
| 38127 | Frayser | 15 | ▲ +8 | 7 | 10 |
| 38125 | Southeast Memphis | 13 | ▲ +8 | 5 | 3 |
| 38109 | Southwest Memphis | 12 | ▲ +4 | 8 | 14 |
| 38111 | University District | 11 | ▲ +3 | 8 | 10 |
| 38119 | East Memphis | 10 | ▲ +10 | 0 | 4 |
| 38002 | Arlington | 9 | ▲ +7 | 2 | 3 |
| 38016 | Cordova | 9 | — 0 | 9 | 7 |
| 38114 | Orange Mound area | 9 | ▲ +8 | 1 | 7 |
| 38134 | Bartlett | 9 | ▲ +1 | 8 | 5 |
| 38116 | Whitehaven | 8 | ▲ +2 | 6 | 8 |
| 38122 | Berclair / Highland Heights | 8 | ▲ +5 | 3 | 3 |
| 38135 | Bartlett | 8 | ▲ +6 | 2 | 4 |
| 38118 | Parkway Village | 7 | ▲ +5 | 2 | 1 |
| 38107 | North Memphis | 6 | ▲ +4 | 2 | 6 |
| 38117 | East Memphis | 6 | — 0 | 6 | 4 |
| 38128 | Raleigh | 6 | ▲ +1 | 5 | 2 |
| 38141 | Southeast Shelby | 6 | ▲ +3 | 3 | 1 |
| 38017 | Collierville | 5 | ▼ -3 | 8 | 5 |
| 38104 | Midtown Memphis | 5 | ▼ -4 | 9 | 4 |
| 38018 | Cordova | 4 | ▲ +2 | 2 | 6 |
| 38053 | Millington | 4 | ▼ -3 | 7 | 5 |
| 38112 | Binghampton | 4 | ▼ -1 | 5 | 4 |
| 38120 | East Memphis | 4 | ▲ +4 | 0 | 2 |
| 38103 | Downtown Memphis | 3 | — 0 | 3 | 2 |
| 38133 | Bartlett | 3 | — 0 | 3 | 2 |
| 38139 | Germantown | 3 | ▲ +2 | 1 | 1 |
| 38108 | Nutbush / Hollywood | 2 | ▼ -2 | 4 | 2 |
| 38115 | Hickory Hill | 2 | ▼ -2 | 4 | 8 |
| 38138 | Germantown | 2 | ▲ +2 | 0 | 0 |
| 38106 | South Memphis | 1 | ▼ -5 | 6 | 9 |
| 38028 | Eads | 0 | ▼ -1 | 1 | 0 |
| 38029 | Ellendale | 0 | — 0 | 0 | 1 |
| 38105 | Uptown / Medical District | 0 | ▼ -1 | 1 | 1 |
| 38126 | South Memphis | 0 | ▼ -1 | 1 | 0 |
ZIP codes resolve for 194 of 367 filings and 144 of 157 completed sales in Q3 2026 (and 132 of 237 filings and 117 of 124 completed sales in Q2), so this ranking covers resolvable records only — it is indicative rather than a census. These are raw counts, not rates: larger ZIP codes have more homes to lose. Ties are ranked by ZIP number. Quarter-over-quarter changes are raw counts: total filings rose 55% from Q2 to Q3, so most ZIPs rose, and the mapped share differs slightly between the two quarters.
How to read this table
A new filing is an Appointment of Substitute Trustee — the recorded document that starts a Tennessee non-judicial foreclosure. It does not mean the home was lost: in every quarter tracked, completed sales ran well below filings, because loans get reinstated, modified, or paid off. A completed sale is a Substitute Trustee’s Deed — the home actually sold at auction. County-wide context, trends, and the full methodology live on the Memphis & Shelby County foreclosure statistics hub and in the quarterly reports (Q3 2026, Q2 2026).
Cite or reuse this ranking
This table is free to republish — news stories, research, classrooms, the web, including commercially — with attribution linking this page. Suggested citation:
As-Is Home Buyer, “Memphis Foreclosures by ZIP Code,” updated October 2026, https://shelby.as-ishomebuyer.com/post/memphis-foreclosures-by-zip-code
To link this page on the web:
<a href="https://shelby.as-ishomebuyer.com/post/memphis-foreclosures-by-zip-code">Memphis Foreclosures by ZIP Code</a>
Terms are CC BY 4.0. The full aggregate dataset (CSV, no sign-up) downloads from the statistics hub.
Where the ZIP comes from
Property ZIP codes come from the property description indexed on the instrument at the Shelby County Register of Deeds (search.register.shelby.tn.us) or, where absent, from the cross-referenced mortgage or deed of trust. Filings resolve at a lower rate than completed sales because a share of appointments cross-reference older book-and-page-era instruments with no indexed address. Full methodology: the current quarterly report.
If your ZIP is on this list and so is your mortgage: free HUD-approved counseling is at the Homeowner’s HOPE Hotline, 888-995-4673, and the steps that can stop a Tennessee foreclosure sale are laid out in how to stop a Memphis foreclosure.
About this page. Maintained by As-Is Home Buyer, a home-buying company that purchases homes directly from Shelby County owners — including owners facing foreclosure — a commercial interest readers should weigh. Built solely from the public records described above; aggregate statistics only, no individual homeowner information. Analysis by Nick Hedberg · (901) 763-6616 · shelby.as-ishomebuyer.com/memphis.
